Financial Assistance for Skilled Nursing Facilities and Assisted Living

A common question that is asked on discussion websites for caregivers is: Where do I get financial assistance for Skilled Nursing Facility or assisted living care?

My book: Healthcare Handbook for Senior Citizens and Their Families, describes the types of facilities available for assistance and care. It also discusses the different payer sources and their rules and regulations.

There are many sources available for financial assistance but the assistance depends upon the types of services required for the individual and that person’s financial situation. Regular health insurance and Medicare usually will not pay for care, if the need is only for assistance with activities of daily living, such as bathing and meals. Unfortunately, there are many people in their final years who fit in that category. Often this care is what drains individuals’ and/or couples’ savings.

Throughout the book, I encourage purchasing Long Term Care Insurance. The sooner you get it, the cheaper it will be. Many of these insurances cover care in a nursing home, assisted living or at home.

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Take care when shaking hands with Seniors.

In recent years, I have noticed that some people have the habit of giving an extra squeeze at the end of their hand shake. Probably I have noticed this lately because I have developed some arthritis in my hands. That extra squeeze causes some pain, to the point that I have begun to hesitate shaking hands. 

A firm handshake does not seem to be a problem; it is that extra squeeze that hurts. I think that people who give an extra squeeze with their handshakes do it to show that they are sincere. I have noticed that most of the ‘extra squeezers’ are men, however there are some women who have this habit.

Have any other seniors experienced this problem?